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| • | are owned by its entrepreneurs, managers, stuff and former stuff or want to be owned. Or are non-profit or customer cooperatives. |
| • | are either debt-free or want to become so. |
| • | are in harmony with nature and the environment, do not harm to the environment. |
| • | do not sell unhealthy products to their customers. |
| • | are fair to their employees and respect them as team members. |
| Capital provider provide capital to the cooperative or capital holding companies, which in turn provide capital to member companies of the association. | |
| If a company does not perform well, there is another level of security, the cooperative, and a final level of security, the association. | |
| • | Individual investment decision by each member; |
| • | Separate allocation of each investment to a specific investor; |
| • | Cooperative acting as an infrastructure/processing platform and as an additional layer of security between the investor and the capital-receiving company; |
| Investor – Capital credit – Decision on utilization – Allocation | |
| • | Upon making a deposit, the investor receives a capital credit. |
| • | The member personally selects the companies receiving the capital or determines another form of allocation, and thereby acquires cooperative shares. |
| • | The cooperative acquires the respective equity interests (held in the ownership of the cooperative). |
| • | Each repayment (capital and proceeds) is immediately allocated to the respective member. |
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• Only support for an economy in harmony with nature; • The capital provisions are value-secured against inflation. • Protection against loss, no total loss at a company failure; • The capital is not locked forever. • Regular repayments, normally monthly; |
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Disclaimer: This is not a financial advice. All investments involve risk, including the loss of capital. Please do your own research, carefully evaluate all risks, or consult a qualified financial professional before investing if needed. Investment decisions should be based on your individual financial situation, objectives, and risk tolerance. Disclaimer for funds: Deposits and withdrawals can be outsourced to capital holding companies. The capital holding company where you did a deposit is liable only up to the amount of the balance in the payment account. However if there are several domestic capital holding companies then all of a nation jointly. |
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